Locum Insurance From MIAB - Click Here For More Info
When accident or sickness befalls a partner or key member of staff the effect on your practice will at the least be inconvenient, but can (in the event of suspension from duty, or long term illness, for example) be devastating. Either way, without the right type of insurance, it may prove very costly.
We believe our Locum Insurance policies are among the best because of their flexibility and range of benefits. We have led and continue to lead the market in this type of cover. MIAB unlike other locum insurance providers offers a panel of blue chip insurers. The decision is made by you, not the insurance broker. Why else are we different;
- Absence-based policies mean that pre-existing conditions may still be covered as long as they have not led to a continuous period of 10 days absence in the previous 12 months before the policy’s inception.
- Unlike many of our competitors, no locum receipts are necessary for the majority of claims and no deductions are made in respect of other reimbursements (e.g. PCT) or percentages of earnings etc. AND our premiums are not banded according to sex, age, smoker status or even BMI.
- We offer Group Discounts (3 or more people covered).
- Dual-deferred periods available to mirror NHS/Practice Agreement sick pay.
- MIAB were first to provide cover for Jury Service, Suspension from Duty and Revalidation.


