MIAB’s Locum Insurance policies are among the best of the best. We have led and continue to lead the market in this type of cover. MIAB unlike ALL other locum insurance providers offers a panel of blue chip insurers for you to choose. The decision is made by you not the insurance broker. Why else are we different; 
* Absence-based policies mean that pre-existing conditions may still be covered as long as they have not led to a continuous period of 10 days absence in the previous 12 months before the policy’s inception
* Unlike many of our competitors, no locum receipts are necessary for the majority of claims and no deductions are made in respect of other reimbursements (e.g. PCT) or percentages of earnings etc. AND our premiums are not age-banded.
* We offer Group Discounts (3+)
* Dual-deferred periods available to mirror NHS/Practice Agreement sick pay
* MIAB were first to provide cover for Jury Service and Suspension from Duty and Revalidation.

Summary of Cover

What Sum Insured can I have?
You can choose to insure each person for any amount between £200 and £6000 a week.