Whatever your requirements you can be assured that the Medical Insurance Advisory Bureau (MIAB) will provide you with competitive premiums from reputable firms whom provide a professional service at all times.

MIAB will search the UK market on your behalf to find the best life insurance policy and premiums from our selected panel of insurers.

MIAB offers a range of term life insurance and whole of life assurance products:
Term Life Insurance - pays a lump sum upon death of the insured life during the term of the policy. Policy terms are typically set for a period of up to 30 years. Because the life insured may survive beyond the term of the policy, these types of policies are generally cheaper than a Whole of Life Insurance plan.

A Whole of Life Assurance plan pays a lump sum on the death of the insured. An Whole of Life Assurance is designed to run for the whole of the insured party's life.

Life insurance policies can also be written in the following ways
Level Term Insurance: The level of protection is set at a fixed level for the term of your policy.
Decreasing Term Insurance (also know as Mortgage Life Insurance): The level of cover decreases over the term of the policy. This is normally used to protect a repayment mortgage, where the outstanding balance on the mortgage also decreases over the term of the mortgage.

Finally in some circumstances it would be beneficial for life assurance policies to be written in trust

If you would like more information relating to any of The Medical Insurance Advisory Bureaus's  bespoke insurance plans please complete our online service enquiry form or call one of our Independent Specialist Advisers on 01438 730210